After all, they are asking for something, and even if the other party has the feeling that they are deliberately teasing them, they have to put up with it at the moment.
Otherwise, if the other party really left in a fit of rage and stopped lending, they would really have come for nothing.
Now Tiansheng was in desperate need of money.
Lu Qi picked up the meaning in Rong Shu’s eyes and instantly sobered up from his anger, taking a deep breath before regaining his composure and nodding his head, indicating that he would not be impulsive.
Seeing this, Rong Shu then let go of his sleeve, then smiled at Governor Li across the table and inquired, “Governor Li, I would like to know, is what you are trying to determine related to my loan?”
“Yes and no.” Governor Li shook and nodded his head.
Rongshu frowned in confusion, “What does this mean?”
Governor Li lifted the red wine in front of him and took a sip, before he answered slowly, “The loan Miss Rong needs is two hundred million.”
He held up two fingers, “This is not a small amount, and our head office will need to transfer funds from the following branches in order to get it together for you in a short period of time, and most importantly, Miss Rong is a dead loan, not a live loan, and you will not necessarily redeem the villa and the villa’s home base at a later stage, so the villa and the home base together are worth So although the villa and the home base together are worth 200 million, the interest we charge you is much less because it’s a dead loan, and there’s not much profit to be made.
Rongshu nodded slightly, “So what do you mean?”
“I need a reason to prove that even if I don’t make a profit, I won’t lose money, otherwise I can’t really approve this loan, otherwise I can’t afford to be held responsible if the bank directors pursue the matter.” Governor Li said with a sigh.
Rongshu gave a hint, “That’s true, but what kind of reason do you want to ensure that the deal won’t lose money?”
“That’s easy, I just need to get some affirmative answers from you.” Governor Li smiled at her.
It dawned on Rongshu, “Well then, please ask.”
Governor Li had a sip of wine, “Miss Rong is quick, that’s fine, then I’ll ask, Miss Rong needs this such a large amount of money, why didn’t she seek help from Mr. Fu, instead she approached our bank?”
This question ……
Rong Shu pursed her red lips.
At the side, Lu Qi couldn’t help himself and opened his mouth to ask rhetorically, “Governor Li, this question, does it have anything necessary to do with our lending?”
This question happened to be what Rongshu wanted to know as well.
Since it was asked by Lu Qi, Rong Shu also looked directly at Governor Li, waiting for his answer.
The reason is that everyone knows about the relationship between Miss Rong and Mr. Fu, yet at this moment Miss Rong has crossed over Mr. Fu to borrow money from our bank, which makes us think about whether there is something wrong with the relationship between Miss Rong and Mr. Fu. First of all, Tiansheng is no longer a listed company, secondly, Tiansheng is suffering from internal and external problems, and its incoming and outgoing funds are unstable, so which bank would dare to lend money to such an enterprise? A few tens of millions may be fine, but hundreds of millions will require a board meeting and may not necessarily be approved, do you understand, Miss Rong?”
Rong Shu’s face was slightly white, obviously these blunt words had struck her.
She also knew that her own Tiansheng was in a very awkward position.
But it was one thing for her to know, but to have it said in public by others was an imaginable embarra*sment.
Rongshu bit her lower lip and her face became extremely reluctant.
Lu Qi even darkened his face, “Governor Li, I probably understand what you’re saying, you’re trying to say that if Shu Shu’s relationship with Fu Jingting had changed, then this loan would not have been approved today, right?”
Rong Shu clenched her palms and looked at Governor Li as well.
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Rong Shu’s eyes widened with some excitement, “Why? Governor Li, I don’t understand, I borrowed a loan, what exactly is wrong with Fu Jingting’s relationship status that can still affect my borrowing?”
She stated, somewhat unable to figure it out.
The bank’s headmaster Li looked at the unacceptable Rong Shu and pressed his hand, “Miss Rong, don’t get excited, calm down first, as I said earlier, the current Tiansheng simply doesn’t have the capital to borrow hundreds of millions of dollars, and what you need is two hundred million, do you think that if you didn’t have the relationship with Mr. Fu behind you, our bank would agree to meet with you for a detailed discussion? Not to mention our bank, all banks would not, and would only find reasons to reject you back the moment they received your call stating your intention.”
“……” Rongshu’s red lips twitched, and there were no more words at once.
She could not refute these words.
Indeed, Tiansheng did not have the qualifications to borrow such a large sum of money, so the bank side, naturally, would have rejected her from the very beginning, instead of agreeing to meet with her to discuss it in detail.
At that time, she was so happy that the bank had agreed to the interview that she did not even think about why the bank had agreed to the interview so quickly without even considering it.
If she had thought of this detail at the time.
Perhaps she would not be in such an awkward position now.
In any case, she is now in an awkward situation.
When she came here, she was so confident that she would definitely succeed in borrowing a loan to solve Tiansheng’s current predicament.
But now reality had dealt her a heavy blow, telling her that things had not gone as smoothly as she had imagined, and that the opportunity for a detailed negotiation that she had thought she had secured on her own had, in the end, been due to Fu Jingting.
It was funny to say that she had always boasted that she could solve things without relying on Fu Jingting.
But what about now?
The facts tell her that she didn’t want to rely on Fu Jingting, but she had to.
Because many people are willing to contact her only because of Fu Jingting’s face.
Otherwise, she wouldn’t even have the chance to contact each other.
It was really ironic.
Not to mention how annoyed Rong Shu was at the moment, even Lu Qi was speechless at this moment.
He hadn’t thought of this beforehand either.
He was also aware that Rongshu did not want to rely on Fu Jingting to make something happen.
So at this moment, he was also clear about what kind of feelings Rongshu would have after knowing the truth.
Lu Qi turned his head to look at Rong Shu, a look of worry in his eyes, and his mouth moved as if he wanted to say something to comfort her.
But when the words came to his lips, he couldn’t say them.
She didn’t know what to say, but if she mentioned Fu Jingting, she would probably feel even worse.
If you don’t mention it, there’s nothing to say.
Hey ……
What is this all about?
The other side of the room, the head of the bank, took a sip of wine, not knowing what Rongshu was thinking, but seeing that she was not in a good mood, he could roughly guess what was going on.
The fact that Rongshu had not asked for money from Fu Jingting meant that she had not told Fu Jingting that she had come to see him, but had decided to come on her own.
When she came, she was still full of vigour and confidence, but after hearing what he had just said, her whole body had shrivelled up.
He guessed, ah, that Rong Shu thought he had come because of her invitation, not because of Fu Jingting.
Now he learnt that he had come to meet her for a detailed discussion because of Fu Jingting, and that was why his spirits were bad.
After all, he had met many young managers of some companies and knew what they thought, all wanting to make something by their own ability.
But when they found out later that they hadn’t achieved anything, but had relied on their relationships, it went without saying that they had a gap in their hearts.
He understands that when he was young, he was not yet a bank president and was also a small employee. He wanted to solicit a deposit on his own, but when he did, before he could be happy, the other party told him that the deposit he had solicited was given to him because of the face of his predecessor behind him.
His mood, naturally, would not be any better.
Rongshu was now just like he had been when he was younger.